What is a home appraisal? An appraisal is a written document by a Licensed Appraiser hired by the Lender that will give you the mortgage on your home.
The Appraiser’s responsibility is to make sure the home is worth what you are paying for it and the Lender is loaning on it. It might surprise you to know that your down payments may also be taken into consideration. The Appraisal is not necessarily the value of what the home is worth.
The major determining factor is based on sales in the neighborhood of similar homes in size, condition and style, for the previous six to twelve months. These figures are derived from the same MLS system that REALTORS® use.
If your home purchase is a non-qualifying assumption or a cash sale, an appraisal is not required and in most cases, one is not done.
However in highly competetive markets where multiple offers are the rule, and offers above list are common, the mortgage lenders appraisal policies can become a dominant factor in making a succesful offer. In such cases, it is not uncommon practice for a motivated buyer to offer to pay the differece between the offered price and appraiser's value.
What comes to your mind when you hear the word “Realtor”? Do you think only of dry statistics like commission rates and closing costs, or do you see the exceptional value of the help and experience a truly Professional Realtor will offer you?
I wonder sometimes if it isn’t more helpful to think of your Realtor as a co-investor in the sale of your property because a good realtor adds and provides services that enhance the value and saleability of your property. Our relationship to you is so much more than that of a mere commissioned salesperson. Frankly, I am a co-investor and business partner of every client we service. So what is it that Makes the Best Collin County Realtor for Your Needs? It is the experience of a proven successful Realtor that turns us into one of the greatest assets you’ll ever use.
What do you get when you cross an extraordinary talent for meeting people, with 20 years of experience in Collin County Real Estate? Throw in boundless enthusiasm, season with a touch of unstoppable energy and stir in a bunch of battle-tested Collin County Real Estate Knowledge and you would wind up with Jane Clark.
When you first meet Jane Clark, you can’t help noticing her warm smile and her open and friendly nature. Probably the next thing you will feel is her contagious enthusiasm for her work and her passion for helping clients reach the goals of their real estate transaction. Jane has an uncanny ability to listen and drill down to what’s really important to her clients and to make that the focus of her marketing program. You will soon understand why Jane Clark quickly became a top producing Keller Williams Realtor with some serious experience in Collin County Real Estate.
Jane Clark "One of the Most Trusted Names in Collin County Luxury Real Estate"
LOOKING FOR A HOME IN FRISCO, PLANO, MCKINNEY, PROSPER, OR DALLAS, TEXAS? CONTACT JANE CLARK AT 214-802-4680.
One on One with Jane
As an award-winning agent and one of the most trusted names in Collin County Luxury Real Estate, McKinney Realtor Jane Clark built her reputation on a philosophy she embraced when she started in 1998.
Jane Clark grew her business by focusing on people, principles and long term relationships. It's what she does best!
Award Winning Strategy
"When I first became a Realtor, I made a conscious decision to embrace a philosophy I call "Doing the Right Thing Creates the Right Results." It is tempting to take short cuts when you are struggling in situations with immediate, adverse consequences. But with a solid belief system in place, it is easy to choose the right path, you already know exactly what you will do."
The Power of Listening
“At the beginning of Jane's career, she realized that she was in the service business, not the sales business. A critical component of serving her customers is listening. It is essential to Identify the Client's priorities and determine what’s important in their lives. Buying or selling a home is an emotional process, and understanding all the different parts of the transaction from your customer’s viewpoint is priceless."
Donna Sullivan, Transaction Coordinator
Keelie Cristales joined Jane Clark Realty Group as the Transaction Coordinator in December 2017. She brings with her several years of Real Estate experience as a Licensed Assistant and REALTOR. Keelie believes that communication is the key to a successful Real Estate Transaction and that Customer Service is key to a strong client relationship.
Her dedication to customer service and satisfaction is apparent in the care she takes of each transaction. With her knowledge and years of experience, Keelie handles customer needs with quality and efficiency. Her main objective is to make your real estate experience as simple as possible ensuring all aspects are handled in a timely, professional manner with communication being a top priority. Keelie shares The Jane Clark Realty Groups commitment and dedication to superior Service and complete client satisfaction.
Keelie is a seventh generation McKinney Native, a licensed and certified Realtor, and a member of the National Association of Realtors. She enjoys spending time with her husband and 3 children.
Contact Keelie for assistance in any aspect of your real estate transaction.
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